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Why Do We Do What We Do?

Contact Us 605-275-8850

We believe people waste a lot of time, energy and money when they are uninformed or misinformed, or when trying to do too much themselves in areas they neither understand nor have time to figure out. Martin Eller most families, overpay for college education and he doesn’t want that to happen for his own children or for his clients. Martin has been through the process applying for College aid both on a personal and professional level. He has just under 30 years’ experience as a CPA it became obvious that all families are concerned about, and need help, paying for college.

Our experience working with families tells us that most of the money saved is tied up in retirement plans and in the home. Busy family life leaves little time or money to do proper planning early, which puts most families in a bind later. Here are the key steps to being successful in your college planning:

1. Make the time to become educated and to complete the process, or to work with a professional. Sadly, many people spend more time researching and buying a car than they do when planning for college.

2. You must understand how to determine your EFC and why this number is so crucial to your success.

3. You also need to understand the importance of properly positioning your student to maximize aid.

4. Be sure to understand how to prevent your college savings from costing you financial aid in the end, and also learn how you can pay for college on a tax favored basis.

5. Lastly, you must understand when and how to appeal a financial aid award from schools.